Taxable Selling Price Equations by State

The Taxable Selling Price (TSP) is the dollar base that state and local sales & use tax is assessed against. Each state builds it differently: start from the vehicle selling price, add the taxable items that state includes, then subtract the credits it allows.

All 51 jurisdictions (50 states + District of Columbia) · Purchase and Lease · Source: NFF-36 Fees Calc Mapping

Purchase

Where a state has multiple branches, each condition is listed separately. Blue text marks the condition that selects the equation.

StateTaxable Selling Price Equation
AlabamaTaxable Selling Price = Selling Price + Dealer Service Fee + Document Fees + Add Ons + Delivery Fees - (Trade-In Value1 + Trade-In Value2)
AlaskaTaxable Selling Price = Selling Price Note: AK does not have general sales/use tax calculation
ArizonaTaxable Selling Price = Selling Price + Add Ons - Medically Necessary Add On - Manufacturer's Rebate - Dealer Discount (Trade-In Value1 + Trade-in Value2)
ArkansasTaxable Selling Price = Selling Price + Document Fees + Service Contracts + Add Ons + Delivery Fee - Trade-In Value1 - 60-Day Credit Amount
CaliforniaTaxable Selling Price = Selling Price + Document Fees + Add Ons
ColoradoTaxable Selling Price = Selling Price + Add Ons + Document Fees + Delivery Fee - Dealer Discount - (Trade-In Value1 + Trade-In Value2)
ConnecticutTaxable Selling Price = Selling Price + Dealer Service Fee + Document Fees + Add Ons + Delivery Fee + Service Contracts- Trade-In Value1 + Trade-In Value 2 Vehicle Service Contract are subject to sales tax and are taxed at the lowest tax rate in CT
DelawareWhen Trade Titling State = DE: Taxable Selling Price = Selling Price + Add-Ons - Trade-In Value1 (trade must be in Owner's Name) When Trade Titling State = !DE: Taxable Selling Price = Selling Price + Add-Ons
District of ColumbiaTaxable Selling Price = Selling Price
FloridaWhen Selling State <> FL (interstate): Taxable Selling Price = Selling Price + Dealer Fees + Delivery Fees + Market Price Adjustments - Dealer Discounts + Add-Ons + Document Fees - (Trade-In Value1 + Trade in Value 2) When Selling State & Titling State = FL (Intrastate): Taxable Selling Price = Selling Price + Dealer Fees + Delivery Fees + Market Price Adjustments - Dealer Discounts + Add Ons + Service Contract + Document Fees - (Trade-In Value1 + Trade-In Value2)
GeorgiaSold as Used: Taxable Selling Price = Selling Price + Dealer Service Fee + Delivery Fee + Document Fees + Add Ons - (Trade-In Value1+Trade-In Value2) Sold as New: Taxable Selling Price = Selling Price + Dealer Service Fee + Delivery Fee + Document Fees - Manufacturer Rebate + Add Ons - (Trade-In Value1 + Trade-In Value2)
HawaiiSelling State = HI: Taxable Selling Price = Selling Price Selling State <> HI: Taxable Selling Price = Selling Price + Insurance Costs + Customs Duty Fees + Delivery Charges - Trade-In Value1
IdahoTaxable Selling Price = Selling Price - Manufacturer's Rebate + Document Fees + Service Contracts + Add Ons + Dealer Service Fee - Trade-In Value1 - Trade-In Value 2
IllinoisTaxable Selling Price = Selling Price + Document Fees + Add Ons + Dealer Service Fee + Delivery Fee + Freight or Labor - (Trade-In Value1 + Trade-In Value2 + Trade-In Value3)
IndianaTaxable Selling Price = Selling Price + Document Fees + Delivery Fee + Add Ons - Trade-In Value1 - Trade In Value2
IowaTaxable Selling Price = Selling Price - Manufacturer's Rebate - Dealer Discounts + Add Ons - (Trade-In Value1 + Trade-In Value2)
KansasTaxable Selling Price = Selling Price + Document Fees + Service Contracts + Add Ons + Delivery Fee - Manufacturer's Rebate - Trade-In Value1 - Trade-In Value2
KentuckyTaxable Selling Price When Sold As New = Selling Price - Manufacturer's Rebate + Add Ons - Trade-In Value Taxable Selling Price When Sold As Used = Selling Price + Add Ons - Trade-In Value
LouisianaTaxable Selling Price = Selling Price - Manufacturer’s Rebate + Delivery Service Fee + Add Ons + Dealer Maintenance Agreement +Delivery Fee - (Trade-in 1 + Trade-In 2)
MaineIF GVW = <10,000lbs and Vehicle Type =/= Moped or Motorcycle or Motorhome or Trailer: Taxable Selling Price = Selling Price + Add Ons + Service Contracts + Document Fees - (Trade-In Value1 + Trade-In Value 2) IF GVW = >10,001lbs and Vehicle Type =/= Moped or Motorcycle or Motorhome or Trailer: Taxable Selling Price = Selling Price + Add Ons + Document Fees - (Trade-In Value1 + Trade-In Value 2) If Vehicle Type = Moped or Motorcycle or Motorhome or Trailer : Taxable Selling Price = Selling Price + Add Ons + Document Fees - (Trade-In Value1 + Trade-In Value 2)
MarylandWhen Trade Titling Owner Name = True: Taxable Selling Price = Selling Price + Document Fees + Add Ons - Dealer Discount - Trade-In Value When Trade Titling Owner Name = False: Taxable Selling Price = Selling Price + Document Fees + Add Ons - Dealer Discount
MassachusettsTaxable Selling Price = Selling Price - Manufacturer's Rebate + Document Fees + Add Ons - Dealer Discounts - (Trade-In Value1 + Trade-In Value2)
MichiganWhen VT != Trailer: Taxable Selling Price = Selling Price + Document Fees - Dealer Discounts - Trade-In Value1 (Capped Trade-In Amount) When VT = Trailer: Taxable Selling Price = Selling Price + Document Fees - Dealer Discounts - Trade-In Value1 (Full Trade-In Amount) Note: Trade-In Value will increase +1000 each year until it reaches $14,000 (2028).
MinnesotaTaxable Selling Price When Sold As New = Selling Price + Add Ons + Dealer Service Fee + Document Fees - Manufacturer’s Rebate - Dealer Discounts - (Trade-In Value1 + Trade-In Value2) Taxable Selling Price When Sold As Used = Selling Price + Add Ons + Dealer Service Fee - Dealer Discounts - (Trade-In Value1 + Trade-In Value2)
MississippiTaxable Selling Price = Selling Price + Document Fees + Add Ons + Dealer Service Fee + Delivery Fee - Dealer Discounts - (Trade-In Value1 + Trade-In Value2) When Selling State = IN Taxable Selling Price = Selling Price + Document Fees + Add Ons + Delivery Fees - (Trade In Value + Trade In Value 2)
MissouriTaxable Selling Price = Selling Price - Manufacturers Rebate - Trade-In Value - Trade In Value2 - 180 Day Credit Amount
MontanaTaxable Selling Price = Selling Price "Note: MT does not assess standard sales/use tax.
NebraskaTaxable Selling Price = Selling Price + Document Fees - Manufacturer Rebate + Add Ons + Delivery Fee + Service Contracts - Trade-In Value1
NevadaWhen Selling State != CA OR Selling State = CA AND Delivery Method = Vehicle Shipped: Taxable Selling Price = Selling Price + Document Fees + Add Ons - Dealer Discount - (Trade-In Value1 + Trade-In Value2) When Selling State = CA AND Delivery Method = Driven Off Lot: Taxable Selling Price = Selling Price
New HampshireTaxable Selling Price = MSRP
New JerseyTaxable Selling Price = Selling Price + Document Fees + Service Contracts + Add Ons - Dealer Discount - (Trade-In Value1 + Trade-in Value2) Note: LFIS (Luxury) tax = is determined by selling price before additions/reductions and/or MPG
New MexicoTaxable Selling Price = Selling Price - Manufacturer's Rebates - Dealer Discount + Add Ons + Document Fees + Delivery Fee - (Trade-in Value + Trade-In Value 2)
New YorkTaxable Selling Price = Selling Price + Document Fees* + Add Ons + Service Contracts + Delivery Fee - Dealer Discounts - (Trade-in value 1 + Trade-in value 2) *Note: Document Fee cap reduction is assessed as follows: - If value is > $175.00, only that amount/balance over $175.00 is taxed upon. - If value < $175.00, you will not notice an effect on the TSP
North CarolinaTaxable Selling Price = Selling Price + Document Fees + Add Ons + Dealer Service Fee + Delivery Fee - (Trade-In Value1 + Trade-In Value 2)
North DakotaTaxable Selling Price = Selling Price - Manufacturer's Rebate + Delivery Fee + Add Ons - Trade-In Value 1 - Trade-In Value 2
OhioSold New: Taxable Selling Price = Selling Price + Add Ons + Service Contracts + Gap Insurance + Delivery Fee + Dealer Prep Fee- Dealer Discount - Trade-In Value1 - Trade-In Value 2 Sold Used: Taxable Selling Price = Selling Price + Add Ons + Service Contracts + Gap Insurance + Delivery Fee + Dealer Prep Fee - Dealer Discount
OklahomaWhen VT <> Trailer: Taxable Selling Price = Selling Price + Add Ons - Manufacturer Rebate - Trade-in When VT = Trailer: Taxable Selling Price = Selling Price + Add Ons - Manufacturer Rebate ***Trade-in credit is only applicable towards 1.25% sales tax***
OregonTaxable Selling Price = Selling Price - Manufacturer's Rebate - Dealer Discount + Add Ons + Delivery Fees
PennsylvaniaTaxable Selling Price = Selling Price - Manufacturer's Rebates + Add Ons + Service Contract + Processing Fees + Delivery Fee - (Trade-In Value1 + Trade-In Value2)
Rhode IslandTaxable Selling Price = Selling Price + Document Fees + Add Ons + Delivery Fees - Manufacturers Rebate - Trade-In Value1
South CarolinaTaxable Selling Price = Selling Price + Document Fees - (Trade-In Value1 + Trade-In Value 2) WHEN Selling State <> IN: TSP = Selling Price + Document Fees - Trade-In Value1 - Trade-In Value 2 WHEN Selling State = IN: For SC tax calculation: TSP = Selling Price + Document Fees - Trade-In Value1 - Trade-In Value 2 For IN tax calculation: TSP = Selling Price + Document Fees + Add-Ons - Trade-In Value #1 - Trade-In Value #2
South DakotaTaxable Selling Price = Selling Price + Document Fees + Add Ons + Service Contracts + Delivery Fee - (Trade-In Value1 + Trade-In Value2)
TennesseeService contracts were removed from the TSP because they are taxed differently (at the whole rate) and not subject to the single use tax cap. But still visible in the UI When Trade Titling State =! TN: Taxable Selling Price = Selling Price + Document Fees + Add Ons + Delivery Fees When Titled State = TN, AND ‘Is the trade titled in Owner’s name?’ = True: Taxable Selling Price = Selling Price + Document Fees + Add Ons + Delivery Fees - (Trade-In Value1 + Trade-In Value2) When Title State = TN AND ‘Is the trade titled in Owner’s name?’ = True or False: Taxable Selling Price = Selling Price + Document Fees + Add Ons + Delivery Fees
TexasTaxable Selling Price = Selling Price + Add Ons - Manufacturer Rebate - (Trade-In Value1 + Trade-In Value2)
UtahTaxable Selling Price = Selling Price - Manufacturer's Rebate + Delivery Fee + Add Ons + Document Fees + Service Contracts - (Trade-In Value1 + Trade-In Value 2)
VermontTaxable Selling Price = Selling Price + Document Fees + Delivery Fee + Add Ons (Rust Proofing) - Manufacturer's Rebate - Dealer Discounts - Trade-In Value1 - Trade-In Value 2
VirginiaTaxable Selling Price = Selling Price - Manufacturer's Rebate + Document Fees
WashingtonTaxable Selling Price = Selling Price + Delivery Fee + Add Ons + Service Contract - (Trade-In Value1 + Trade-In Value2)
West VirginiaTaxable Selling Price = Selling Price + Add Ons + Protection Package + Delivery Fee - (Trade-in Value 1 + Trade-in Value 2) - Medically Necessary Add-Ons (when Exemption = True and Exemption Reason = Disabled Exemption) NOTE: Trade in must be titled in West Virginia, be issued in the Owner Name, and prior title number cannot not start with “Q” to be considered part of the TSP calculation.
WisconsinTaxable Selling Price = Selling Price + Document Fees + Add Ons + Service Contracts + Delivery Fee - (Trade-In Value1 + Trade-In Value2)
WyomingTaxable Selling Price = Selling Price - Manufacturer's Rebate + Add Ons + Document Fees + Delivery Fee + Service Contracts - Trade-In Value1 - Trade-In Value2

Lease

Some states tax the capitalized or agreed-upon value much like a purchase; others tax the payment stream — monthly payment × number of payments, plus upfront amounts and fees.

StateTaxable Selling Price Equation
AlabamaTaxable Selling Price = Selling Price
AlaskaTaxable Sellling Price = Selling Price AK does not have general sales/use tax calculation
ArizonaTaxable Selling Price = Selling Price - Trade-In 1 - Trade-In 2
ArkansasTaxable Selling Price = Selling Price + Document Fees + Service Contracts + Add Ons + Delivery Fee - Trade-In Value
CaliforniaTaxable Selling Price = Selling Price Taxable Selling Price = Selling Price + Document Fees + Add Ons
ColoradoWhen Lease Term <= 36, AND Collecting Tax on Lease Payments? = NO, AND Selling State <> CO: Taxable Selling Price = Selling Price + Add Ons + Document Fees - Trade-in When Lease Term <= 36, AND Collecting Tax on Lease Payments? = YES, AND Selling State <> CO: Taxable Selling Price = Amount Due at Lease Signing When Lease Term >36, AND # Monthly Payments > 1, AND Selling State <> CO: Taxable Selling Price = Amount Due at Lease Signing When Lease Term >36, AND # Monthly Payments = 1, AND Selling State <> CO: Taxes Are Due = Leasing Single Payment When Lease Term <= 36, AND Collecting Tax on Lease Payments? = NO, AND Selling State = CO, AND Titling State = CO: Taxable Selling Price = Selling Price + Add Ons + Document Fees - Trade-in When Lease Term <= 36, AND Collecting Tax on Lease Payments? = YES, AND Selling State = CO, AND Titling State = CO: Taxable Selling Price = Amount Due at Lease Signing When Lease Term > 36, AND # Monthly Payments >1, AND Selling Price = CO, AND Titling State = CO: Taxable Selling Price = Amount Due at Lease Signing When Lease Term > 36, AND # Monthly Payments = 1, AND Selling State = CO, AND Titling State = CO: Taxable Selling Price = Lease Single Payment When # of Payments = 1: Amount Due at Signing When # of Payments is >1 AND Lease Term is between 2 and 36 months AND Taxes on Lease Payment = Monthly: Amount Due at Signing When # of Payments is >1 AND Lease Term is between 2 and 36 months AND Taxes on Lease Payment = Upfront: Selling Price + Add-Ons + Document Fees + Delivery Fee - Dealer Discounts - Trade-In Value (Trade-in Value 1 + Trade-In Value 2) When # of Payments is >1 AND Lease Term is > 36: Amount Due at Signing
ConnecticutTaxable Selling Price = Agreed Upon Value
DelawareWhen Trade Titling State = DE: Taxable Selling Price = Selling Price + Add-Ons - Trade-In Value1 (trade must be in Owner's Name) When Trade Titling State = !DE: Taxable Selling Price = Selling Price + Add-Ons
District of ColumbiaTaxable Selling Price = Selling Price
FloridaWhen Selling State = FL: Taxable Selling Price + Dealer Fees + Delivery Fees + Market Price Adjustments - Dealer Discounts + Document Fees + Add Ons + Service Contract - Trade-In When Selling State != FL: Taxable Selling Price + Dealer Fees + Delivery Fees + Market Price Adjustments - Dealer Discounts + Document Fees + Add-Ons - Trade-in Taxable Selling Price = (Monthly Payment * Number of Payments) + Capitalized Cost Reduction
GeorgiaTaxable Selling Price = Selling Price + Depreciation & Amortized Amounts + Down Payment
HawaiiTaxable Selling Price = Selling Price + Insurance Costs + Customs Duty Fees + Delivery Charges
IdahoWhen Selling State != CA: Taxable Selling Price = (Monthly Payment * Number of Payments) When Selling State = CA: Taxable Selling Price = Selling Price
IllinoisTaxable Selling Price = (Monthly Payment * Lease Term Number of Payments) + Amount Due at Signing
IndianaWhen Selling State != CA, and Number of Payments > 1: Taxable Selling Price = (Monthly Payment * Number of Payments) + Capitalized Cost Reduction - Trade In Value - Trade In Value 2 When Selling State != CA, and Number of Payments = 1: Taxable Selling Price = Selling Price - Trade-In 1 - Trade-In 2 When Selling State = CA: Taxable Selling Price = Selling Price
IowaTaxable Selling Price = (Monthly Payment * Lease Term) + Upfront Fees + Capitalized Cost Reduction
KansasWhen Selling State != CA: Taxable Selling Price = (Monthly Payment * Number of Payments) When Selling State = CA: Taxable Selling Price = Selling Price
KentuckyTaxable Selling Price When Sold As New = Selling Price - Manufacturer's Rebate - Trade-In Value Taxable Selling Price When Sold As Used = Selling Price + Add Ons - Trade-In Value
LouisianaTaxable Selling Price = Selling Price - Manufacturer’s Rebate + Delivery Service Fee + Add Ons + Dealer Maintenance Agreement +Delivery Fee - (Trade-in 1 + Trade-In 2)
MaineTSP = Monthly Payment x Number of Payments + Capitalized Cost Reduction + Acquisition Fee + Trade In Equity Taxable Selling Price = (Monthly payment x Number of Payments) + Amount Due at Signing + Trade-in Equity
MarylandWhen Trade Titling Owner Name = True: Taxable Selling Price = Selling Price + Document Fees + Add Ons - Dealer Discount - Trade-In Value When Trade Titling Owner Name = False: Taxable Selling Price = Selling Price + Document Fees + Add Ons - Dealer Discount
MassachusettsTaxable Selling Price = Selling Price
MichiganTaxable Selling Price = Selling Price + Document Fee
MinnesotaTaxable Selling Price = Selling Price + Add Ons + Interest / Finance Charges + Document Fees + Dealer Service Fee - Manufacturer's Rebate - Residual Value - (Trade-In Value #1 + Trade-In Value #2)
MississippiTSP = Monthly Payment x Number of Payments + Capitalized Cost Reduction Taxable Selling Price = Selling Price
Missouri"Taxable Selling Price = Selling Price - Manufacturers Rebate - Trade-In Value - Trade In Value2 - 180 Day Credit Amount *See Notes for L/R Outputs
MontanaTaxable Selling Price = Selling Price
NebraskaTaxable Selling Price = Selling Price
NevadaTaxable Selling Price = Monthly Payment x Number of Payments + Upfront Fees + Capitalized Cost Reduction Taxable Selling Price = Selling Price
New HampshireTaxable Selling Price = MSRP
New JerseyTaxable Selling Price = (Monthly Payment * Number of Payments) + Add Ons + Document Fees + Capitalized Cost Reduction + Acquistion Fee + Delivery Fees - Trade-In Equity OR - Negative Equity - State Fees in Cap Cost When Selling State= NJ: Taxable Selling Price = (Monthly payments * Number of payments) + Add ons + Document Fees +Capitalized Cost Reduction + Acquisition Fee + Delivery Fees - Non-Taxable Fees -Trade-inTrade-in When Selling State=!NJ: Taxable Selling Price = (Monthly Payment * Number of Payments) + Add Ons + Document Fees + Capitalized Cost Reduction + Acquistion Fee + Delivery Fees - Non-Taxable Fees
New MexicoTaxable Selling Price = Selling Price Number of Payments x Monthly Payment
New YorkTaxable Selling Price = (Monthly Payment * Number of Payments) + Amount Due at Signing
North CarolinaUpfront: Taxable Selling Price = Selling Price + Document Fees + Add Ons + Dealer Service Fee + Delivery Fee - (Trade-In Value1 + Trade-In Value 2) Monthly: Taxable Selling Price = Selling Price
North DakotaTaxable Selling Price = (Monthly Payment * Number of Payments) + Amount Due at Signing - Document Fees - Manufacturer's Rebates - Service Contracts - Official Fees and Taxes - First Month Payment - Trade In Equity
OhioWHEN VEHICLE SOLD AS NEW: TSP = (Monthly Payment x Number Of Payment) + Amount Due at Signing - Trade In Equity WHEN VEHICLE SOLD AS USED: TSP = (Monthly Payment x Number Of Payment) + Amount Due at Signing WHEN VEHICLE SOLD AS NEW: TSP = (Monthly Payment x Number Of Payment) + Amount Due at Signing + Trade In Equity
OklahomaTaxable Selling Price = Selling Price
OregonWhen Selling State != CA OR Selling State = CA AND Delivery Method = Vehicle Shipped: TSP= Agreed Upon Value When Selling State = CA AND Delivery Method = Driven Off Lot: TSP = Selling Price Taxable Selling Price = Not Applicable
PennsylvaniaWhen Selling State =! California, Taxable Selling Price = (Monthly Payments * Number Of Payments) + Amount Due at Signing When Selling State = California - Taxable Selling Price = Selling Price
Rhode IslandTaxable Selling Price = Selling Price
South CarolinaTaxable Selling Price = Selling Price
South DakotaTaxable Selling Price = (Monthly Payment * Number of Payments) + Capitalized Cost Reduction + Document Fees + Add Ons + Service Contracts + Delivery Fee + Acquisition Fee When Selling State = CA, TSP = Selling Price
TennesseeTaxable Selling Price = Selling Price
TexasTaxable Selling Price = Selling Price + Add Ons - Manufacturer Rebate - (Trade-In Value1 + Trade-In Value2)
UtahTaxable Selling Price = Selling Price (CA Selling State) TSP = Amount Due at Signing + (Number of Payments x Monthly Payment) - Trade In Equity
VermontTaxable Selling Price = Acquisition Cost Agreed Upon Value - Lease End Value
VirginiaSold New: Taxable Selling Price = Selling Price - Manufacturer's Rebate + Document Fees Sold Used: Taxable Selling Price = Selling Price + Document Fees
WashingtonTaxable Selling Price = Selling Price Cap Cost Reduction - (Trade In Value1 + Trade In Value2) When Selling State = CA, TSP = Selling Price
West VirginiaFor Sales and Use Tax (6%) - TSP = Cap Cost Reduction - Trade-In Value #1 - Trade-In Value #2 *Trade Ins should only be credited when titled in owner’s name, and first letter of title is != Q For Consumer Sales Tax (5%) - TSP = Monthly Payment * # of Payments
WisconsinTaxaable Selling Price = Selling Price
WyomingTaxable Selling Price = Monthly Payment * Number of Payments

Data Dictionary

Definitions for every term used in the equations above.

TermDefinition
Selling PriceThe total cost the customer paid for the vehicle before taxable items
Add OnsAny added feature not present on the baseline vehicle model.
Document FeesTypically the fees associated with preparing title and registration documentation, but these vary depending on the state.
Manufacture RebateRebates paid by manufacturers directly to dealers or assigned by customers to dealers to reduce the amount owed under the selling price of the vehicle.
Service ContractExtended warranties (parts & labor) sold by dealers to customers at the time of purchase. Which are optional.
Trade InRefers to the vehicle being traded in for credit towards a vehicle purchase.
Dealer Service FeeFees vary depending on individual dealer practices. Ask your dealer.
WarrantiesWarranties cover damaged or defective parts of a vehicle and are generally purchased separately.
Gap InsuranceGap insurance covers your vehicle in the case that it is stolen or deemed a total loss.
Amount Due at Lease SigningOtherwise known as a Down Payment, this is the portion of the lease that will be paid at purchase.
Capitalized Cost ReductionAny upfront payment that reduces the cost of financing.
Disposition FeeAlso called a turn-in fee, this is charged by a dealer for the purpose of cleaning and repurposing your returned vehicle.
Delivery FeeThe cost of delivery.
Acquisition FeeA fee paid to the lienholder or financial institution with a security interest in a vehicle.
Official Fees and TaxesMonies paid to state or local governments.
GVWRGross Vehicle Weight Rating is the maximum amount of weight the vehicle is able to safely hold and transport
LRLease/Rental Company License Number (LR)
Processing FeesSet amount for any dealer processing charge.
Lease End ValuesSet amount estimated of what the leased car will be worth at the termination of the lease; also known as lease residual value.
Monthly PaymentSet amount of the monthly lease payments.
Number of PaymentsIndicates the total number of lease payments expected to be paid through the duration of lease terms (i.e., 28 payments of $247.98)
Upfront Fees (not Capitalization)Indicates the down payment of the leased vehicle.
Lease Payment AmountSet the amount that the owner will pay on a monthly basis per the lease agreement.
TermSet the number of months of the lease term.
Insurance CostIndicates the cost of vehicle insurance.
Customs Duty FeesIndicates custom duties to import the vehicle to Hawaii.
Protection PackageSet amount for any extended warranties/additional plans added on to the sale of the vehicle.
Dealer Maintenance AgreementSet amount for any extended warranties/service contracts added on to the sale of the vehicle. This fee specifically refers to the service contracts when the dealer is the one selling the contract.
Depreciation & AmortizedIndicate amount charged for vehicle’s decline through normal use and items paid over the lease.
AccessoriesSet amount for any dealer add ons and accessories added on to the base selling price of the vehicle.

Reading the equations. Terms map to the fields collected on the deal UI. Where a state lists Trade-In Value 1 and Trade-In Value 2, two trade-in fields are available; some states credit a trade only when it is titled in the buyer's name.